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Posted by RE/MAX Professional Associates on 1/26/2020

The homebuying journey may be long and arduous, regardless of whether you're pursuing a house for the first time. However, if you bring your A-game to the homebuying journey, you can speed up the process of finding and acquiring your dream residence.

Now, let's take a look at three tips to help you bring your A-game to the homebuying journey.

1. Establish Homebuying Criteria

There is no need to waste time and resources as you search for your ideal residence. Thankfully, with homebuying criteria in hand, you can streamline your home search.

Consider the cities and towns where you may want to reside. Then, you can narrow your house search to a select group of cities and towns.

Also, think about the features you want in your dream house. If you want to own a residence that offers a beautiful outdoor swimming pool, for example, you can hone your house search accordingly. Or, if you require a home that provides multiple spacious bedrooms, you can pursue houses that match your criteria.

2. Get Pre-Approved for a Mortgage

Pre-approval for a mortgage is paramount, particularly for homebuyers who want to know exactly how much they can spend on a residence. If you meet with banks and credit unions, you can get pre-approved for a mortgage in no time at all.

Of course, when you meet with banks and credit unions, don't hesitate to ask home financing questions. Banks and credit unions employ knowledgeable home financing professionals who can teach you about the differences between fixed- and adjustable-rate mortgages and much more. As such, these professionals can help you make an informed mortgage selection.

You should consult with a variety of banks and credit unions, too. That way, you can learn about all of the mortgage options at your disposal and choose a mortgage that suits you perfectly.

3. Work with a Real Estate Agent

Ultimately, there is no reason to work alone when you search for your ideal home. But if you hire a real estate agent, you can receive expert guidance as you navigate the homebuying journey.

A real estate agent knows the ins and outs of the housing market and is happy to share his or her homebuying insights with you. Plus, a real estate agent will craft a plan to help you quickly discover your dream home. And if you are concerned about acquiring a house at the lowest-possible price, a real estate agent is ready to negotiate with a home seller on your behalf as well.

Furthermore, a real estate agent can guide you through the home closing cycle. He or she will help you finalize your home purchase and ensure you can relocate to a new house without delay.

Bringing your A-game to the homebuying journey can make a world of difference in any housing market. By using the aforementioned tips, you can simplify your home search and accelerate the process of acquiring your dream residence.




Categories: Uncategorized  


Posted by RE/MAX Professional Associates on 1/26/2020

In real estate, cash is power. Itís not exactly the amount of money that you have been approved for by a lender. This type of ďcashĒ is what you can pull directly from your account to buy a property on demand. It can be difficult to compete with cash buyers especially in tight real estate markets. Below, youíll find some tips to help you match up against any cash offers that you may be competing with when you buy a home. 


Make Your Offer Look Attractive As Possible


First, you should always have a pre-approval letter from your lender. This lets sellers know that youíre a qualified buyer. You should also get your lender or realtor (or both) to provide some financial information about you along with your offer. This helps to add to the case that youíre a dependable buyer.


Let Things Move Quickly 



If you allow your lender to send an appraiser to the property as quickly as possible, this will give you an advantage in the home buying process. You want to reduce the amount of time that it will take to close on the house. That means you should consider cutting down on both the appraisal and contingency time. You could even consider waiving any contingencies if you feel comfortable. 


To speed up the process, even more, you should pre-order an appraisal in advance. You can do this before your offer has even been written. It can be difficult to arrange this, especially with larger scale lenders, but itís always worth a try. Once the offer is written, the lender can relay to the seller that an appraisal has already been scheduled.


Youíll also want to get the inspection done fairly quickly. You only have a short window of time to get the inspection done. The quicker you get this done, the more serious of a buyer you appear to be. You should have the inspector who youíll use ready before you even put an offer in on a home in order to expedite this part of the process. Usually, inspectors donít take terribly long to schedule appointments knowing that their clients have short windows to get inspections done.  


Make A Strong Offer


Making a good offer could mean paying extra for a home you love in order to compete with cash offers. Spending more money helps to win. Hereís why: Sellers almost always will give a cash buyer a bit more of a discount since theyíll be getting all of the funds up front. If you love the house and plan to live in it for years to come, the extra money you spend will be well worth it.         


Write An Offer Letter


An offer letter adds a bit of a personal touch to the number you put down as a buyer. Here, you can tell the seller who you are and why you love the home. It can be emotional to sell a property, but a seller will feel more comfortable knowing that the home is going to someone who will appreciate it.

  






Categories: Uncategorized  


Posted by RE/MAX Professional Associates on 1/26/2020

If youíre in the market to buy a home, one of your worst fears may be that of getting into a bidding war. What if you knew it was possible to actually score a home without spending a penny more than your budget? Below, youíll find some tips that you should heed before you even put an offer in on a home. 


Know Your Budget


The first step is to know your budget. If you can spend a bit more than the asking price on a home in a sellerís market, you may want to do just that. Buying a home is an emotional roller coaster and itís easy to get sucked in. You need to think of all things practical before you even put a number on paper for an offer on a home. Work with your lender so that you know what you can spend. You can even consult your lender before you put an offer in if you know the circumstances of the home that youíre working with. The earlier you submit your offer the better.  


Make The Offer Personal


An offer should have some personality and drive attached to it. First, your agent needs to speak with the listing agent. Itís surprising just how many offers are placed where the agents never even speak. As a bonus, you can write a letter to the seller. Let them know how much you love the property, the neighborhood, or their wonderful herb garden that you plan on maintaining. Add some personal flair to your offer to give yourself a leg up as a buyer. 


Try To Close Sooner


Thereís nothing more attractive to a motivated seller than a shorter time frame for closing. If the seller knows that you can close a deal in a shorter period of time, you may be able to win the deal with your sweet incentive. You can close on a deal faster by doing the inspection quickly. If youíre pre-approved for a mortgage that also helps speed the process along. You could even go a step further and get a conditional approval from the lender. 


Give The Sellers What They Want


If the sellers happen to need more time in their home, give them space (unless of course youíre in a hurry to move.) By cooperating with the sellers and not being a high maintenance buyer you can certainly give yourself an advantage in the home buying process. If you really want to impress a seller, submit an ďas isĒ offer. A seller wonít turn down something thatís easier for them.    




Tags: offer   offer letter  
Categories: Uncategorized  


Posted by RE/MAX Professional Associates on 1/26/2020

Photo by Nina Garman via Pixabay

Moving into a new home can be a very exciting experience. From getting to know new people to starting a new job, it can all be a very enjoyable transition. However, there are some aspects of moving that many people don’t really enjoy. And the biggest factor of all is the money involved. From hiring movers to buying boxes, all of the expenses can add up very quickly. However, there are some tips and tricks if you want to save as much money as possible.

Donate Your Unused Goods

One tactic to save on moving costs involves getting rid of the things you never use. This strategy is especially useful if you’re hiring a moving company to help with the transition. While these professionals are typically paid by the hour, you’re going to want to downsize to prevent spending an arm and a leg for this service; the more stuff you have, the more money you'll have to fork over. Furthermore, the more belongings you bring, the bigger the truck you’ll have to rent. To save time and loads of money, do good for yourself and others by donating the items you don’t need.

Don’t Move During Peak Season

While this is sometimes out of your control due to a job or another reason, you should always try to move during the off-peak season. People tend to move from May until September, so try your best to schedule a move between October and April.

Do the Move Yourself

Many people decide to hire a moving company when they’re moving to a new home. However, this can cost thousands of dollars. If you want to save, consider renting a truck and moving everything yourself. While it may take a lot of time and energy, you can experience tons of savings. Try to find family members or friends that are willing to help, then you can have the whole process done quickly. Not only can this lead to a great deal of savings, but you can also get some quality time with loved ones and a solid workout in the meantime. However, if you have large items and are not comfortable moving them, utilize a professional service once you've reached your destination.

Rent a Moving Container

Another beneficial option is to rent a moving container. These still can be expensive, but it is far cheaper compared to hiring a moving company. In addition, these containers are becoming far more common nowadays, which has really dropped the price of this service. It’s best to choose a container if you have a larger time window for the move, and especially if you’re doing most of the work yourself.

Moving can be expensive and stressful, but by focusing on the tips mentioned above, you can save hundreds of dollars as you’re making this important life transition.




Tags: moving   moving expenses   buying  
Categories: Uncategorized  


Posted by RE/MAX Professional Associates on 1/26/2020

You may keep a spare house key hidden somewhere around your home just in case you lose or forget your main set of keys. How does your hiding place measure up? Is it too obvious that anyone including thieves can find it? You can still have a spare key easily accessible to you without sacrificing the security of your home. 


Never sacrifice the safety of your home for convenience. If you fail to have an alarm system set as an added layer of security, you really could be in trouble if your spare key isnít well hidden. Burglars now have free and easy access to your home.  


The Most Obvious Places To Hide A Key


Under The Mat


Everyone (especially burglars) will look under the mat for a key to get into your home. If you see it in the movies, itís probably too obvious of a hiding place. 


The Flower Pot


This is a textbook area to hide a key in that can be easily accessed by intruders. Criminals know where to look, so you need to think ahead of them. 


Fake Rocks


If the rock doesnít blend in, itís not a good hiding spot! Many pre-fabricated hiding systems can be a bit obvious, so beware. 


On Your Person


Whether you put a spare key in a wallet or your purse, if that gets stolen, there goes your spare key. The perpetrator also has access to your home. Itís generally not a good practice to keep a spare key on your person. 


Good Places For A Spare Key


With A Trusted Neighbor


If the neighbor hides your key on their property, if a thief does find the key, they will assume the key goes to the neighborís house. This is a safe, convenient way to keep a spare key as long as the key is kept somewhere outside the home. You donít want to face a lockout only to find out that your neighbor isnít home.  


In Your Car


Surprisingly, most break-ins happen during the daytime when youíre not home. If you keep your spare key in your car, the key wonít be there while you arenít home.


Near The Dog


If a key is hidden near the place where the dog will be, youíll have little to worry about. Burglars really donít like dogs, mostly because dogs donít like them!  



Forget About Keys


Technology affords us one great option in the present day- keyless entry. If you are constantly forgetting your keys you should invest in a keyless lock system. These typically have codes that can be programmed. Just donít forget the code! 




Tags: home safety  
Categories: Uncategorized